We provide unsecured business loans up to €50,000 to both Start-ups and Established businesses that are having difficulty in getting access to funding. We lend to businesses in Hospitality, Food & Drink, Manufacturing, Construction, Retail and Services to name but a few.

Microfinance Ireland lends to small businesses based in the Republic of Ireland with fewer than 10 full time employees and annual turnover must be less than €2m (micro-enterprises). There must be at least 1 full-time position in the business either for you or for somebody else. The job must be located in the Republic of Ireland (26 counties)

Under EIF Guarantee(s), there are a number of restricted sectors and/or business activities that MFI cannot support. To see the full list of restricted sectors please visit our exclusions page.

Microfinance Ireland as a not-for-profit lender that is government funded, is there to support viable businesses with the funding that they need to set-up, manage or grow their business.

Many of our customers come to us either directly or through one of our partners, the Local Enterprise Office or Local Development Company, or after being turned down for credit by their Bank.

So, whether you are just starting out, need some help with managing cashflow or are scaling up your business, check out our Loan Packages and see how Microfinance Ireland can help you.