Loan Terms & Conditions

The current general terms and conditions (dated January 2023) governing lending facilities provided to customers (“the Borrower”) by Microfinance Ireland (“MFI”) are set out by clicking on the link below.

Other specific terms and conditions may apply to lending facilities in accordance with the relevant Letter of Offer or other agreements in writing between MFI and the Borrower and to the extent (if any) that the specific terms and conditions conflict with the general terms and conditions, then the specific terms and conditions will apply.

MFI may from time to time change the terms and conditions and all facilities will be governed by the then changed terms and conditions.

If you have a previously approved loan and require a copy of earlier Terms & Conditions, please send an email to to request a copy of same.