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Register for your application documents

If you need a business loan but are struggling to get regular finance, Microfinance Ireland may be able to help.
Register your details by clicking the button below and we will email you the application documents.
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Roadmap to your Business Loan

1

Get Started

This is an overview of the application process. We are not like other lenders, we will work with you and help you as much as we can. Browse our website and look at our loan packages, application documents, read our helpful articles and guidelines. If you have questions just give us a call on 01 260 1007 or email us at hello@microfinanceireland.ie

2

Register your interest

On our website you can register your interest in a business loan with us and the application documents will be emailed to you. You can apply for your application documents here. If you decide to work with your LEO, your Local Enterprise Office, they can help you with the application.

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Documents we need

To apply for a business loan with us, you need documents like 6 months bank statements, both personal and for your business, a business plan and a cashflow forecast. If you are limited company, we need a CCR report for all directors and shareholders with 25% shareholding in the company, and last year’s accounts. We also require six months personal bank statements from all parties signing the Indemnity (Directors/Shareholders with 25%+).

Click here for more information.  

4

Sending the application

Once you have sent in your application to us, we will check that all documents needed are included. If anything is unclear we will get back to you and discuss. We try to keep the information needed to a minimum but as we provide business loans, we need certain financial information to make a credit decision.

Click here for more information. 

5

The Loan decision

When we have received your completed application, you will receive a credit decision within just 10 working days! Our decision is based on your potential and your ambitions for the future as well as your ability to repay the loan. Unlike other lenders, we look at the future rather than your past credit history.

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We will help

We are not like other lenders, we will work with you and help you as much as we can. If you have any questions, we are happy to discuss. Email us at hello@microfinanceireland,ie or call us on 01 260 1007.

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What our customers say about us

"I would recommend Microfinance Ireland to people like my self who could not get a loan through no fault of their own. Microfinance Ireland was very understanding."

"I feel it really helped my business at a time when I needed finances to grow and expand. I am grateful for the mentorship I received from my LEO afterwards with cash flow and accounts."

"A very straight forward process. They were prepared to listen and ask questions to understand different situations and not just go off to do the paperwork."

"Anybody that I spoke to from start to finish, where very helpful and encouraging. Therefore I am very grateful for the loan and assistance from all involved with Microfinance Ireland."

"The process was extremely smooth. The Microfinance staff I spoke with were extremely helpful."

"I would recommend you 100%. l got lots of help from your side and no pressure at any time. All staff were very good to me."

"I found Microfinance Ireland so supportive and understanding and helped me out when I needed it the most."

"It's very reassuring to know that there is a safe lender who is willing to at least talk with businesses who don't always fit the norm."

"If we didn’t have MFI, we would not have been able to go forward with our business. Banks declined us because of the previous tenants background. The help and support we got through LEO and MFI throughout the process was amazing."

"The process was quite straightforward, with good feedback with any issues. There was a good understanding of our needs and it felt like our business had an ally in the process."

"Excellent experience with MFI staff, highly responsive, timely and very helpful."

"I have found Microfinance Ireland to be excellent to deal with. The team has been transparent, supportive and helpful at all times. A truly good experience."

"If you're turned down by your own bank, it dents your confidence. Applying to Microfinance Ireland was so easy and staff are so helpful, professional and non judgmental. You know they want to help."

"We are a new start up business and needed funding in order for our business to develop. Unfortunately, our own bank and credit union were unwilling to assist us as we did not have two years of accounts. You were the open door we needed.

"Much easier to get a business loan than from banks or other lenders especially for being self employed like myself."

"Nice to deal with. Especially when I was making the jump into the world of self employment. I would not of been able to make the transition with out the aid of Microfinance Ireland."

"The application process is quick and easy. Communication and advice from the loan assessor was excellent and extremely helpful. They understood and researched my business from a growth perspective which was refreshing."

"The team made my application so transparent and simple to get the funding I needed. I would give them 10 out of 10 for effort!"

"I thought it was pretty straightforward and I appreciated the personal attention given to us throughout the process."

"Very easy to deal with. Exceptional rates. A very friendly and helpful organisation."