Loans for Small Businesses

With big ideas

Supported by the Irish government, Microfinance Ireland assists businesses struggling to secure a business loan from a traditional lender. Whether you are starting a new business, expanding your business or just happen to be in a tight spot with your business, we are here to help.

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What are you looking for today?

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I need a business loan, where do I start?

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I want to learn more about your loan packages

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I want to apply for a business loan

Calculate your monthly business loan repayments

It is a good idea to use our business loan calculator so that you know exactly how much a Microfinance Ireland loan will cost you. We provide business loans of €2,000 to €50,000 with an interest rate of 6.5%.

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Roadmap to your Business Loan

1

Get Started

Are you an established business or a startup business? We support both.

More info

2

Register your interest

Register your interest in a business loan with us and we will email you the application documents.

More info

3

Documents we need

View our application documents page to see what you need when applying for a business loan with us.

More info

4

Sending the application

You can email or post your application to us.

More info

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The Loan decision

When we have your completed application, you will get a credit decision within just 10 working days!

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We will help

We are not like other lenders, we will work with you and help you as much as we can.

More info
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Webinars and Events

Why not join one of our upcoming events or webinars to learn more about Microfinance Ireland and our business loans.

Join our webinar

Online

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Customer Stories

The customer stories will give you a good idea of the huge variety of small businesses that we support on an ongoing basis. We hope they will also inspire you to succeed.

Get our Information Pack

To get started, download our information pack where you will get an overview of the loan application process.

Get info pack

Join a webinar

We run monthly webinars to help you through the application process. Pick a date and time that suits you, sign up, and we will email you with the details. 

Sign up here

Apply for a Business Loan here

Register your details with us and we will email you the application documents needed for your business loan application.

Apply here

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What our customers say about us

"Much easier to get a business loan than from banks or other lenders especially for being self employed like myself."

"Nice to deal with. Especially when I was making the jump into the world of self employment. I would not of been able to make the transition with out the aid of Microfinance Ireland."

"The application process is quick and easy. Communication and advice from the loan assessor was excellent and extremely helpful. They understood and researched my business from a growth perspective which was refreshing."

"The team made my application so transparent and simple to get the funding I needed. I would give them 10 out of 10 for effort!"

"I thought it was pretty straightforward and I appreciated the personal attention given to us throughout the process."

"Very easy to deal with. Exceptional rates. A very friendly and helpful organisation."

"It was just so simple and straightforward to do, you were accepted for what you were"

"Your support was a heavenly hand."

"Without the support i received from Microfinance i would not have been able to start my business , I am very grateful for the opportunity and support i have received from Microfinance Ireland"

"I would absolutely recommend applying for a Microfinance Ireland loan. I felt that I was listened to and really supported as a small business owner. Applying for a loan is a big step but MFI made the application process simple but also offered an enormous amount of support from real people, not a computer!"

"I’d recommend Microfinance Ireland because they make funding accessible for small businesses and provide clear, supportive guidance throughout the process."

"As a small business, getting loan approval can be a tricky minefield to navigate. Microfinance made it easy to apply and gave me great support in getting the loan application over the line."

"Helpful, understanding, realistic and very much on our side."

"Amazing support service from start to finish"

"I’ve had a great deal of help from MicroFinance Ireland over the years. I really appreciate it. It has helped me so much!"

"I would highly recommend and encourage anyone starting a new business, Microfinance Ireland is so helpful, it’s not just a loan but help and great advice"

"Microfinance Ireland is a lifeline"

"Because you showed great understanding of my personal circumstances and didn't hold it against me, I would absolutely recommend Microfinance Ireland 100%."

"No time wasting. I was told exactly what I would need to accomplish what I was looking for . Very well guided."

"Compassionate and understanding, Believed in our business concept."

Loans Approved

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Jobs Supported

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Value of Loans Approved

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As of March 2025

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Partners

Local Enterprise Office logo — supporting businesses across Ireland Social Finance Foundation logo — promoting access to finance for social and community initiatives in Ireland SBCI (Strategic Banking Corporation of Ireland) logo — Innovative and Accessible Funding for Irish SMEs Irish Local Development Network (ILDN) logo European Investment Fund (EIF) logo — supporting access to finance for small and medium-sized enterprises (SMEs) across Europe

Registered in Ireland as a DAC, Limited by shares. Registered Office: 10 Earlsfort Terrace,

Dublin 2, DO2 T380. Company Number 516555. Registered as a Charity with number

CHY20447. Charities Regulator Registered Number 20081102.

Microfinance Ireland (MFI) benefits from a guarantee funded by the European Union under the European Investment Fund