Our Loan Packages
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Start Up Loan
- Supports the set-up and early stage phase of a new business up to 18 months
- Loans from €2,000 – €25,000
- 6.5% APR- Lower rate of 5.5% APR if you apply via Local Enterprise Office
- 3 year max term
- First 3 months – Interest Only payments
- No fees/no hidden costs /fixed repayments
- Free Mentoring – up to 5 sessions
![Howth Adventures (2)](https://i0.wp.com/microfinanceireland.ie/wp-content/uploads/2024/05/Howth-Adventures-2.png?resize=1080%2C1080&ssl=1)
Cashflow Loan
- Established Business > 18 months
- Loans from €2,000 – €25,000
- 6.5% APR- Lower rate of 5.5% APR if you apply via Local Enterprise Office
- Supports cash flow and day to day running of business
- No fees/no hidden costs/fixed repayments
- Free Mentoring – where deemed appropriate
- Loan terms up to 3 years
![Howth Adventures (2)](https://i0.wp.com/microfinanceireland.ie/wp-content/uploads/2024/05/Howth-Adventures-2.png?resize=1080%2C1080&ssl=1)
Expansion Loan
- Established businesses
- Loans from €2,000 – €25,000
- 6.5% APR- Lower rate of 5.5% APR if you apply via Local Enterprise Office
- Capital expenditure re business development /expansion
- Longer terms – up to 5 years
- No fees/no hidden costs/fixed repayments
- Free Mentoring – where deemed appropriate
![Howth Adventures (3)](https://i0.wp.com/microfinanceireland.ie/wp-content/uploads/2024/05/Howth-Adventures-3.png?resize=1080%2C1080&ssl=1)
Small Loan
- For both Start Up & Established Businesses with low funding requirements
- Loans €2,000 – €5,000 and up to 3 years max term
- 6.5% APR- Lower rate of 5.5% APR if you apply via Local Enterprise Office
- Simpler paperwork
- No fees/no hidden costs/ fixed repayments
- Credit decision is final – no right to appeal
![Howth Adventures (2)](https://i0.wp.com/microfinanceireland.ie/wp-content/uploads/2024/05/Howth-Adventures-2.png?resize=1080%2C1080&ssl=1)
Flood Relief / Extreme Weather Event Loan
- Fixed interest rate of 5.5% APR
- Loans from €2,000 to €25,000
- 5 year maximum term
- Up to 6 months full repayment moratorium – full principal and interest payments commence at the end of the agreed repayment moratorium period
- No fees / no hidden costs
- You may be eligible for free mentoring if deemed appropriate