Loans for micro enterprises impacted by flood damage and extreme weather events

If your business has been impacted by the recent extreme weather events you may be eligible for a loan from Microfinance Ireland. To be eligible to apply you must fulfil the following criteria;

  • Your business has fewer than 10 full time employees over the last 3 years
  • Your business has an annual turnover of less than €2,000,000
  • Your business has experienced difficulty in securing a loan from the banks
  • Your business has suffered damage due to the recent floods and extreme weather events

Sole Traders, Limited Companies or Partnerships are eligible to apply.

There are no fees or hidden charges on any loans from Microfinance Ireland. Fixed repayments give you peace of mind and lets you plan your finance commitments.

Product Features:

  • Fixed interest rate of 5.5% APR
  • Loans from €2,000 to €25,000
  • 5 year maximum term
  • Up to 6 months full repayment moratorium – full principal and interest payments commence at the end of the agreed repayment moratorium period
  • No fees / no hidden costs
  • You may be eligible for free mentoring if deemed appropriate
  • See Terms & Conditions and Exclusions

Application Documents

You will need to complete and/or submit the following documents to apply for this Microfinance Ireland Loan:


€2k - €25k Flood Relief / Extreme Weather Event Loan Scheme



*Please save the application form to your desktop or downloads before completing the form. Otherwise you may lose information entered on the application form.

Credit Report - Central Credit Register

MFI will conduct a credit search directly with the Central Credit Register (CCR) on behalf of Sole Traders, Partnerships and Limited Company applicants.

Important – Limited Companies Only: Where the borrower is a limited company, a personal credit for all Directors and/or Shareholders with a 25% or more shareholding in the business must be obtained from the CCR and submitted with the application.

Credit Report – Limited Companies Only 


6 Months Bank Statements

Both personal and business, if available.

Management Accounts (Existing Businesses Only)