Who We Lend To

Microfinance Ireland’s customers come from a diverse range of industry sectors and from all across Ireland.

We provide unsecured business loans up to €25,000 to both Start-ups and Established businesses that are having difficulty in getting access to funding. We lend to businesses in Hospitality, Food & Drink, Manufacturing, Construction, Retail and Services to name but a few.

Microfinance Ireland lends to small businesses based in the Republic of Ireland with fewer than 10 employees and annual turnover must be less than €2m (micro-enterprises). There must be at least 1 full-time position in the business either for you or for somebody else.

Under the InvestEU Fund, there are a number of restricted sectors and/or business activities that MFI cannot support. To see the full list of restricted sectors please click here: https://microfinanceireland.ie/exclusions/ 



Microfinance Ireland as a not-for-profit lender that is government funded, is there to support viable businesses with the funding that they need to set-up, manage or grow their business.

Many of our customers come to us either directly or through one of our partners, the Local Enterprise Office or Local Development Company, or after being turned down for credit by their Bank.

So, whether you are just starting out, need some help with managing cash-flow or are scaling up your business, check out our Loan Packages and see how Microfinance Ireland can help you today.


Are you a taxi driver taxi looking to upgrade your existing taxi to an electric/hybrid vehicle?

Since the eSPSV Grant 2024 is in place, new grant scheme available to taxi drivers seeking funding to upgrade their existing taxi to an electric/hybrid vehicle, the terms for getting a Business loan from Microfinance Ireland has changed.
If you are a taxi owner and looking for a Microfinance Ireland business loan to upgrade your existing taxi to an eSPSV taxi and are availing of the Grant, you have to provide us with a decline letter from your bank or other financial institute before we can consider your application.