Our Loan Packages

Start Up Loan
- Supports the set-up and early stage phase of a new business up to 12 months
- Loans from €5,000 – €25,000
- Interest rate will be 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- 3 year max term
- First 3 months – Interest Only payments
- No fees/no hidden costs /fixed repayments
- Free Mentoring – up to 5 sessions

Cashflow Loan
- Established Business > 18 months
- Loans from €5,000 – €25,000
- Interest rate will be 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- Supports cash flow and day to day running of business
- No fees/no hidden costs/fixed repayments
- Free Mentoring – where deemed appropriate
- Loan terms up to 3 years

COVID-19 Business Loan
- Business Loans from €5,000 to €25,000
- First 6 months – 0% interest and zero repayments
- Repayments will commence in month 7 for the remaining period of your loan.
- Interest rate after the first 6 months will be: a reduced interest rate of 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- Loan terms typically up to 3 years
- No fees or charges
- Fixed repayments with no penalty for early repayment

Expansion Loan
- Established businesses
- Loans from €5,000 – €25,000
- Interest rate will be 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- Capital expenditure re business development /expansion
- Longer terms – up to 5 years
- No fees/no hidden costs/fixed repayments
- Free Mentoring – where deemed appropriate

Electric Small Public Service Vehicle Loan
- Business Loans from €5,000 to €25,000
- Interest rate will be a reduced interest rate of 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- Loan terms may be up to 5 years.
- No fees or charges
- Fixed repayments with no penalty for early repayment

Brexit Business Loan
- Business Loans from €5,000 to €25,000
- Interest rate will be a reduced interest rate of 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- Loan Terms from 6 months to 3 years (shorter terms depending on purpose)
- No fees or charges
- Fixed repayments with no penalty for early repayment

Small Loan
- For both Start Up & Established Businesses with low funding requirements
- Loans €2,000 – €5,000 and up to 3 years max term
- Interest rate will be 4.5% APR if submitted through the Local Enterprise Office Network (or other referral partners) or 5.5% APR if you apply directly
- Simpler paperwork
- No fees/no hidden costs/ fixed repayments
- Credit decision is final – no right to appeal