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Logo Microfinance Ireland
  • Get Started
    • Get Started
    • Who we lend to
    • Customer Stories
    • Local Enterprise Office
    • Information Pack
    • Webinars and Events
    • Sponsorship and Awards
  • Loan Packages
    • Loan packages
    • Start-up loan
    • Cashflow loan
    • Expansion loan
    • Small loan
    • Agri Loan
    • Loan terms and conditions
  • Apply here
    • Register to Apply
    • How to submit your application
    • Online Application Portal
    • Loan calculator
    • Application Guidelines
    • Application Documents
    • Frequently asked questions
    • Exclusions
  • Support
    • Information Pack
    • Webinars and Events
    • Local Enterprise Office
    • How to Make a Complaint
  • Resource Hub
    • Resource Hub
    • Step-by-Step Video Guides for Applying Online
    • Starting Your Own Business
    • Grow Your Business
    • Other Business Support Services
  • About us
    • What We Do
    • Who We Are
    • Board of Directors
    • Partners & Programmes
    • Code of Conduct
    • Customer Service Charter
    • Publications & Reports
  • Contact Us
Apply now
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Cookie Policy

This Cookie Policy was last updated on 1 December 2025 and applies to individuals in the European Economic Area and Switzerland.

1. Introduction

Our website, https://microfinanceireland.ie (hereinafter: “the website”) uses cookies and other related technologies (for convenience all technologies are referred to as “cookies”). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

2. What are cookies?

A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. They are stored in your browser’s cache and allow a website (such as ours) or a third party’s website to recognise your browser.

Cookies are widely used to make websites work, or work more efficiently, and to provide information to the website operator. For example, they are commonly used for:

• recognising a visitor’s device;

• remembering what’s in a shopping basket when shopping for goods online;

• supporting users to log in to a website or remembering they are logged in; and

• analysing website traffic.

There are three primary types of cookies:

• Session cookies are specific to a particular visit and carry information as you view different pages so you don’t have to re-enter information every time you change pages or attempt to checkout. Session cookies expire and delete themselves automatically in a short period of time like after you leave the Site or when you close your web browser.

• Persistent cookies remember certain information about your preferences for viewing the site, and allow MicroFinance to recognise you each time you return. Persistent cookies are stored on your browser cache or mobile device until you choose to delete them, and otherwise typically delete themselves at expiration.

• Third-party cookies are placed by someone other than MicroFinance that we partner with, and may gather browsing activity across multiple websites and across multiple sessions. They are usually a type of persistent cookie and are stored until you delete them or they expire based on the time period set in each third-party cookie.

3. Similar technologies

In addition to cookies, there are other similar technologies used by MicroFinance and elsewhere on the web or in mobile ecosystems, including:

• Scripts: A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.

• Web beacons: A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.

4. Cookie Purposes

MicroFinance uses cookies and similar technologies to recognise your logged-in state on our website, to understand what loans, resources and other support website visitors are interested in, to make the MicroFinance website function, and understand how you use the website and services. More generally, MicroFinance uses cookies and similar technologies for the following:

4.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

4.2 Statistics cookies

Statistical cookies are also known as analytical cookies. These are used for measuring the number of website visitors and resources / web pages clicked into during their visits. Analytics cookies generally require consent.

4.3 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes. We require your consent prior to the deployment of these cookies

4.4 Social media

On our website, we have included content from Instagram, Facebook, Twitter and LinkedIn to promote web pages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Instagram, Facebook, Twitter and LinkedIn. This content is embedded with code derived from Instagram, Facebook, Twitter and LinkedIn and places cookies. This content might store and process certain information for personalised advertising.

Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. Please also note that these social media sites provide tools which allow you to control the use of advertising on their respective platforms, including advertising on and with MicroFinance. More information can also be found in their Privacy Centre and Ad Settings.

5. Placed cookies

Facebook – 3rd Party

Marketing, Functional

Usage

We use Facebook – 3rd Party for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the Facebook – 3rd Party Privacy Statement.

Marketing

Name
_fbp
Expiration
3 months
Function
Store and track visits across websites
Name
_fbc
Expiration
2 years
Function
Store last visit
Name
fbm*
Expiration
1 year
Function
Store account details
Name
xs
Expiration
3 months
Function
Store a unique session ID
Name
fr
Expiration
3 months
Function
Provide ad delivery or retargeting
Name
act
Expiration
90 days
Function
Store logged in users
Name
datr
Expiration
2 years
Function
Provide fraud prevention
Name
c_user
Expiration
30 days
Function
Store a unique user ID
Name
sb
Expiration
2 years
Function
Store browser details
Name
*_fbm_
Expiration
1 year
Function
Store account details

Functional

Name
wd
Expiration
1 week
Function
Read screen resolution
Name
csm
Expiration
90 days
Function
Provide fraud prevention
Name
actppresence
Expiration
session
Function
Store and track if the browser tab is active

Google Analytics – 3rd Party

Statistics

Usage

We use Google Analytics – 3rd Party for website statistics. Read more

Sharing data

For more information, please read the Google Analytics – 3rd Party Privacy Statement.

Statistics

Name
_ga_*
Expiration
1 year
Function
Store and count pageviews
Name
_ga
Expiration
1 year
Function
Store and count pageviews

Intercom Messenger – 3rd Party

Functional, Marketing

Usage

We use Intercom Messenger – 3rd Party for chat support. Read more

Sharing data

For more information, please read the Intercom Messenger – 3rd Party Privacy Statement.

Functional

Name
intercom-id-*
Expiration
9 months
Function

Marketing

Name
intercom-device-id-*
Expiration
9 months
Function
Store a unique user ID

Google Adsense – 3rd Party

Marketing

Usage

We use Google Adsense – 3rd Party for showing advertisements. Read more

Sharing data

For more information, please read the Google Adsense – 3rd Party Privacy Statement.

Marketing

Name
_gcl_au
Expiration
12 months
Function
Store and track conversions
Name
google_adsense_settings
Expiration
12 months
Function
Provide ad delivery or retargeting

Microsoft Clarity – 3rd Party

Marketing

Usage

We use Microsoft Clarity – 3rd Party for heat maps and screen recordings. Read more

Sharing data

For more information, please read the Microsoft Clarity – 3rd Party Privacy Statement.

Marketing

Name
_clck
Expiration
1 year
Function
Store a unique user ID
Name
MUID
Expiration
1 year
Function
Store and track visits across websites

WordPress

Functional

Usage

We use WordPress for website development. Read more

Sharing data

This data is not shared with third parties.

Functional

Name
wp-settings-time-*
Expiration
1 year
Function
Store user preferences

Complianz

Functional

Usage

We use Complianz for cookie consent management. Read more

Sharing data

This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.

Functional

Name
cmplz_functional
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_statistics
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_preferences
Expiration
365 days
Function
Store cookie consent preferences
Name
cmplz_marketing
Expiration
365 days
Function
Store cookie consent preferences

YouTube – 3rd Party

Marketing

Usage

We use YouTube – 3rd Party for video display. Read more

Sharing data

For more information, please read the YouTube – 3rd Party Privacy Statement.

Marketing

Name
GPS
Expiration
session
Function
Store location data
Name
VISITOR_INFO1_LIVE
Expiration
6 months
Function
Provide ad delivery or retargeting
Name
YSC
Expiration
session
Function
Store and track interaction
Name
PREF
Expiration
8 months
Function
Store user preferences

Twitter – 3rd Party

Functional, Marketing

Usage

We use Twitter – 3rd Party for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the Twitter – 3rd Party Privacy Statement.

Functional

Name
local_storage_support_test
Expiration
12 months
Function
Provide load balancing functionality

Marketing

Name
metrics_token
Expiration
12 months
Function
Store if the user has seen embedded content

LinkedIn – 3rd Party

Functional, Marketing, Statistics, Preferences

Usage

We use LinkedIn – 3rd Party for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the LinkedIn – 3rd Party Privacy Statement.

Functional

Name
sdsc
Expiration
session
Function
Provide load balancing functionality
Name
li_gc
Expiration
6 months
Function
Store cookie consent preferences
Name
BizographicsOptOut
Expiration
10 years
Function
Store privacy preferences

Marketing

Name
lms_ads
Expiration
30 days
Function
Store and track visits across websites
Name
_guid
Expiration
90 days
Function
Store and track a visitor’s identity
Name
li-oatml
Expiration
1 month
Function
Provide ad delivery or retargeting
Name
li_sugr
Expiration
90 days
Function
Store and track a visitor’s identity
Name
UserMatchHistory
Expiration
30 days
Function
Provide ad delivery or retargeting

Statistics

Name
lms_analytics
Expiration
30 days
Function
Store and track a visitor’s identity
Name
AnalyticsSyncHistory
Expiration
30 days
Function
Store and track visits across websites

Preferences

Name
li_alerts
Expiration
1 year
Function
Store if a message has been shown
Name
bcookie
Expiration
1 year
Function
Store browser details
Name
lidc
Expiration
1 day
Function
Provide load balancing functionality
Name
bscookie
Expiration
1 year
Function
Store logged in users

HubSpot – 3rd Party

Marketing, Statistics, Functional, Preferences

Usage

We use HubSpot – 3rd Party for marketing automation (automated email marketing). Read more

Sharing data

For more information, please read the HubSpot – 3rd Party Privacy Statement.

Marketing

Name
hubspotutk
Expiration
12 months
Function
Store and track a visitor’s identity
Name
__hstc
Expiration
12 months
Function
Store time of visit

Statistics

Name
__hssrc
Expiration
session
Function
Store a unique session ID

Functional

Name
__hs_opt_out
Expiration
6 months
Function
Store cookie consent preferences
Name
__hssc
Expiration
30 minutes
Function
Store anonymized statistics
Name
__hs_cookie_cat_pref
Expiration
6 months
Function
Store cookie consent preferences
Name
*_key
Expiration
2 weeks
Function
Store logged in users
Name
hs_ab_test
Expiration
session
Function
Store ID’s of experiments and sessions for A/B testing
Name
__hs_do_not_track
Expiration
6 months
Function
Store ‘do not track’ signals

Preferences

Name
messagesUtk
Expiration
12 months
Function
Store browser details
Name
__hsmem
Expiration
1 week
Function
Store logged in users
Name
hs-messages-is-open
Expiration
30 minutes
Function
Store if a message has been shown

Google Fonts

Marketing

Usage

We use Google Fonts for display of webfonts. Read more

Sharing data

For more information, please read the Google Fonts Privacy Statement.

Marketing

Name
Google Fonts API
Expiration
expires immediately
Function
Read user IP address

6. Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on “Save preferences”, you consent to us using the categories of cookies and plug-ins you selected in the pop-up, as described in this Cookie Policy. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.

6.1 Manage your consent settings

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.

7. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.

10. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

Microfinance Ireland
13 Richview Office Park,
Clonskeagh Road,
Dublin 14
D14 Y867

Ireland
Website: https://microfinanceireland.ie
Email: info@ex.commicrofinanceireland.ie
Phone number: 01 2601007

This Cookie Policy was synchronised with cookiedatabase.org on August 15, 2024.

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Address: 13 Richview Office Park, Clonskeagh Road, Dublin 14 D14 Y867
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