Small Loan

If you need a small loan for your existing business or start up, our small loan is available to help you. If you are a Sole Trader, a Partnership or a Limited Company from any business sector, you may be eligible to apply.

*Note: We do not require Asset security for our loans. However, if you are applying for a business loan through a Limited Company (LTD Company) / Designated Activity Company (DAC), we will request that you (Directors / Shareholders / Key Business Influencers) sign an Indemnity which is your commitment to take responsibility for repaying the loan if the business cannot do so. Microfinance Ireland is required to report all such Indemnifiers to the Central Credit Register (CCR).

€2K-5K

At Microfinance Ireland, there are no fees or hidden charges on our Small Loans. Fixed repayments gives you peace of mind.

Product Features

6.5% interest rate – lower rate of 5.5% if you apply via Local Enterprise Office
Loans from €2,000 – €5,000
Up to 3 years max term
Simpler documentation requirements
No fees/no hidden costs /fixed repayments
Credit decision is final – no credit appeal

Application Documents

You will need to submit the following documents to apply for a Small Loan with Microfinance Ireland Loan.

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Loan Application Form

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Income & Expenditure template

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6 Months Bank Statements

Personal and business, if business account open.

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Credit Report – Central Credit Register

Important – For Limited Companies Only: Where an application is being made in the name of a limited company, all Directors and/or Shareholders with a 25% or more shareholding in the company must obtain a personal credit report which should be submitted with the application.