Cashflow Loan

Most businesses require a loan at some stage whether it is to fund the day to day running of the business or to ease cashflow.

If you are a Sole Trader, a Partnership or a Limited Company from any sector and in operation for more than 18 months, you are eligible to apply.

There are no fees or hidden charges on Cashflow Loans from Microfinance Ireland. Fixed repayments gives you peace of mind and lets you focus on managing your business.

Product Features

  • New lower rate of 5.5% APR
  • Loans from €5,000 – €25,000
  • Supports cash flow and the day to day running of your business
  • No fees/no hidden costs/fixed repayments
  • Established Business in operation > 18 months
  • Free Mentoring – where deemed appropriate
  • 3 year max term


Once your Cashflow loan is approved, we may also provide you with mentoring support from an experienced business mentor on the Local Enterprise Office (LEO) Mentor Panel, if we decide it is appropriate. Mentoring is a vital extra support tool to help you grow and develop your business.

Application Documents

You will need to complete and/or submit the following documents to apply for this Microfinance Ireland Loan:


Loan Application Form


*Please save the application form to your desktop or downloads before completing the form. Otherwise you may lose information entered on the application form.

Cashflow Forecast Template


6 Months Bank Statements

Both personal and business, if available.

Credit Report - Central Credit Register

MFI will conduct a credit search directly with the Central Credit Register (CCR) on behalf of Sole Trader, Partnership and Limited Company applicants.

Important – Limited Companies Only:  Where the borrower is a limited company, all Directors and/or Shareholders with a 25% or more shareholding in the company must obtain a personal credit report from CCR and submit along with the application.

Credit Report – Limited Companies Only